Medicare Supplement Plan B is the second most basic Medigap Plan and offers the same benefits as Plan A but in addition, it will also pay your Part A hospital deductible for you. Having Medigap Plan B means that you will never have to worry about paying the ever increasing yearly deductible which is great.
Another advantage is that Medigap Plan B will pay your hospital deductible that is a per-incident deductible even if you incur it more than once in the same year.
Comparison chart of all 10 plans side-by-side:
|Part A Hospital Coinsurance|
|365 Additional Hospital Reserve Days|
|Benefit For Blood||50%||75%|
|Part B Co-Insurance||50%||75%||*Co-Pays|
|Skilled Nursing Facility Co-insurance||50%||75%|
|Part A Deductable||50%||75%||50%|
|Part B Deductable|
|Part B Excess|
|Foreign Travel Benefit||80%||80%||80%||80%||80%|
|Preventive Care Co-Insurance|
|Out of Pocket Limit||None||None||None||None||None||None||$5,240||$2,620||None||None|